If you think of every large purchase you make, something that goes along with it is insurance. Your car, house, phone, even yourself all are insured so why not insure your wedding as well? Wedding insurance is a great thing to have to reduce some stress on your big day. Some venues we work at require wedding insurance; this is because they do not have a liquor license so you have to have the insurance before being allowed to serve any alcohol.
Before purchasing wedding insurance, check with your venue and vendors and see how well they are insured. If they have a good policy in place wedding insurance may not be necessary.
Each type of wedding insurance varies so when choosing a policy make sure you find one that covers what you need. Most will cover sickness or injury to the bride or groom and other essential family members that results in rescheduling your wedding.
It will also cover weather, if there is ever extreme weather that results in not being able to get to the venue or venue closure. The insurance will cover reimbursement in case any vendors do not show, or if a venue closes. Wedding insurance is ideal for couples in the military; it will cover the costs of the wedding if a deployment occurs. Since policies vary some companies allow you to customize the insurance such as adding coverage for your honeymoon, rings, dress, and gifts. Some wedding insurance companies that we recommended are WedSafe or The Event Helper. Most home insurance companies also offer wedding insurance, so the first step may be to check with the company you use and see what they offer. Better safe than sorry!